Monthly Archives: September 2016

What Should I Gather for my Flood Insurance Claim?

For many people living in high-risk areas, and even some who don’t but have a mortgage from a federally regulated or insured lender, flood insurance is mandatory. As is the case with most types of insurance, flood insurance can be a fantastic safety net, and can provide significant peace of mind. What do you do, though, if the worst happens, and you have to actually file a flood insurance claim? The National Flood Insurance Program has some guidelines for just … Read More

What is Wrongful Death Exactly?

Death is an unfortunate, unavoidable, yet natural part of our human experience. However, when it comes about as a result of another person’s negligence or even intentional harm, then there are things that we can do in order to hold the responsible parties accountable. As a term, wrongful death is pretty straightforward, but what exactly does it entail? Well aside from the immediate definition of “an individual dying as a result of another party’s negligence or intent to do harm,” … Read More

What Debt Does Bankruptcy Take Care Of?

Although bankruptcy allows you to eliminate some debts, it doesn’t get rid of all types of debt. Before filing for bankruptcy, it’s important to understand the types of bankruptcy and the kinds of debt they eliminate. <h2> Chapter 7 bankruptcy </h2> Chapter 7 bankruptcy is usually the easier option that allows you to eliminate more debt. Unfortunately, not everyone qualifies for this type of bankruptcy. If your average monthly income for six months prior to filing for bankruptcy is equal … Read More

Does My Personal Injury Case Need to be a Physical Injury?

Personal injuries can be a serious injury, emotional or physical suffering or financial hardship. To make a personal injury case, the injury must have come as a result of someone’s misconduct, negligence or intentional actions. <h2> The basics of personal injury </h2> Personal injury rules apply in a variety of situations. Negligence – You have a personal injury case when someone acts in a negligent manner and that carelessness causes another person to get injured. Some examples include car accidents, … Read More

Benefits of Hiring a Bankruptcy Attorney

While everyone knows what filing for bankruptcy is, very few people fully understand what filing for bankruptcy really means. The basic definition is when an individual or business find themselves unable to pay their debts, they will liquidate assets in order to pay back debtors and/or formulate a structured repayment program going forward. It might seem like, during times of financial hardship, that hiring an attorney is the last thing you would want to do, but there are a number … Read More