Category Archives: Mortgages

What Do I Need to Get a Loan Modification?

It’s not uncommon for a homeowner to request a loan modification in order to make their payments more affordable. Lenders receive requests every day from people wishing to lower their mortgage but not everyone qualifies for a loan modification. In order to get a modification on your loan you must meet certain criteria and have proof that your financial circumstances have changed. If you meet the following qualifications, you may be able to get a loan modification. Qualifications For a … Read More

What is a Quiet Title Action in Arizona?

A quiet title action is a lawsuit filed to determine who owns a piece of real estate. In these lawsuits a court essentially determines who owns the property title. When there is uncertainty about the boundary, claims by a lien holder, a question about an old mortgage, or an easement that’s been used for years without a recorded description a quiet title action is usually filed. When should you file a quiet title action? Title ownership uncertainty doesn’t always have … Read More

What do I Need to Sell My House Myself?

If you’ve ever thought about selling your house without hiring a real estate agent, there are a few things you need to know. While it would be nice to collect the commission yourself, it’s not always an easy process to sell a house. Selling your own house will require research, marketing and a team of people to help you get the job done, but if you’re willing to put in the effort the rewards are well worth it. Pricing Your … Read More

What is an Easement in Real Estate?

An easement is a legal right to use someone’s land for a particular purpose. They may be given to a water company to run water pipes under your property or to an electric company to run electrical poles on your property. The easement holder does not have the right to occupy your land, just to access it. Easements are part of the property they effect and don’t change when land ownership changes. There are a few different types of easements … Read More

Estate Law: What is a Probate?

Probate is the legal process that takes place after someone dies. It is typically done in court and handled by lawyers as well as by the executor determined by the will. They prove that the will is valid, identify and inventory the deceased person’s property, appraise the property, pay back debts and taxes and then distribute the remaining assets according to the will. The lawyers and court fees are also usually paid for by the estate property. How does the … Read More